The challenge
Rapid growth regularly destroys young supplement brands due to strict chargeback regulations from Visa and Mastercard.
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A young supplements brand scaled 10X to +$330K per month while mitigating previous dispute and decline rates: 53 chargebacks across 42,605 orders (0.124%).
The challenge
Rapid growth regularly destroys young supplement brands due to strict chargeback regulations from Visa and Mastercard.
The outcome
Q4 2025: $114K. Q1 2026: $618K. Q2 2026: $1.15M, with 431 subscribers recovered by dunning in Q2 and disputes held at 0.1%.
How it happened
Visa's VAMP program and Mastercard's chargeback monitoring set hard ceilings on dispute and chargeback ratios.
Approvals held at 94.9% of direct sales and 92.7% of subscription rebills by retrying a decline across processors before it became a failed rebill.
Direct sales were $1.17M, subscriptions $668K, and upsells $42K in the first eight months.
Merchant perspective
“Every processor we'd been on capped how fast we could grow. We scaled from $114K a quarter to over $1M because we spent our time on the offer instead of babysitting payments.”
Customer results
Join direct response merchants making more from every transaction.