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Nutraceutical payments

A nutraceutical brand scaled 10X with a 0.12% lifetime chargeback rate

A young supplements brand scaled 10X to +$330K per month while mitigating previous dispute and decline rates: 53 chargebacks across 42,605 orders (0.124%).

Industry
D2C / Nutraceuticals
Timeline
Apr to Jun 2026
Built with Reign
Nutraceutical payment processing · Chargeback prevention · Failed payment recovery
Volume processed
$1.15M
Q2 2026, eight months after first sale
Lifetime chargeback rate
0.12%
53 chargebacks on 42,605 orders
Subscribers added
9,831
With a new subscription model

The challenge

Rapid growth regularly destroys young supplement brands due to strict chargeback regulations from Visa and Mastercard.

The outcome

Q4 2025: $114K. Q1 2026: $618K. Q2 2026: $1.15M, with 431 subscribers recovered by dunning in Q2 and disputes held at 0.1%.

How it happened

Q4 2025: $114K. Q1 2026: $618K. Q2 2026: $1.15M, with 431 subscribers recovered by dunning in Q2 and disputes held at 0.1%.

  1. 01

    Payment regulations throttle high-risk brands.

    Visa's VAMP program and Mastercard's chargeback monitoring set hard ceilings on dispute and chargeback ratios.

  2. 02

    Advanced decline recovery and multiple payment processors.

    Approvals held at 94.9% of direct sales and 92.7% of subscription rebills by retrying a decline across processors before it became a failed rebill.

  3. 03

    Growth that scales with risk mitigation.

    Direct sales were $1.17M, subscriptions $668K, and upsells $42K in the first eight months.

Merchant perspective

Every processor we'd been on capped how fast we could grow. We scaled from $114K a quarter to over $1M because we spent our time on the offer instead of babysitting payments.

Founder · Supplements subscription brand
Customer results
Performance commerce

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